Working principle of agricultural insurance: UAVs integrated with high-definition digital cameras, spectrum analyzers, thermal infrared sensors and other devices are used to fly over farmland to accurately measure the planting area of the insured plots.
The data collected can be used to assess the risk profile and insurance rates of crops, and to assess damage to affected fields.In addition, the inspection of drones also realizes the monitoring of crops.

Reasons for recommending drones for agricultural applications: natural disasters occur frequently, and in the face of the situation of no harvest, agricultural insurance is sometimes a life-saving straw for farmers, but it is difficult to settle claims, which makes people more bitter. The application of drones in the field of agricultural insurance can not only ensure the accuracy of loss assessment and the high efficiency of claims settlement, but also monitor the normal growth of crops and help farmers carry out targeted measures to reduce risks and losses.